Comprehensive Coverage for Your Complete Health
Protect Your Smile and Sight with Affordable Coverage.
Your oral and eye health are essential parts of your overall wellness. Vision and dental insurance help make routine care affordable while protecting you from unexpected costs. With plans from Blue Cross Blue Shield and UnitedHealthcare, you’ll have access to extensive provider networks and comprehensive benefits with no waiting periods for preventive care.
Key Features
- No Waiting Periods – Immediate coverage for preventive services like cleanings and eye exams
- Extensive Provider Networks – Access to thousands of dentists and eye care professionals
- Preventive Care Coverage – Routine exams, cleanings, and basic services covered
- Flexible Plan Options – Choose coverage levels that match your needs and budget
- Direct Billing Available – Providers bill insurance directly for covered services
Frequently Asked Question
A: Most health insurance plans, including Medicare, don’t cover routine dental and vision care. These services require specialized coverage. Regular dental cleanings can prevent costly procedures, while eye exams can detect serious health conditions early. Standalone dental and vision plans provide comprehensive coverage for these essential services.
A: Dental insurance plans generally cover: Preventive Care (100%): Cleanings, exams, and X-rays twice yearly Basic Services (70-80%): Fillings, extractions, and root canals Major Services (50%): Crowns, bridges, and dentures Annual Maximum: Plans typically cover $1,000-$2,500 per year Our plans through BCBS and UnitedHealthcare offer competitive coverage with no waiting periods for preventive care.
A: Vision insurance typically covers:
- Annual comprehensive eye exams
- Allowances for frames and lenses
- Contact lens fitting and materials
- Discounts on LASIK and other procedures
- Detection of eye diseases and health conditions
- Many systemic health issues are first detected during eye exams, making vision coverage valuable for overall health.
A: Both our dental and vision plans offer extensive networks. Using in-network providers maximizes your benefits and minimizes out-of-pocket costs. You can also see out-of-network providers, though you’ll pay more. We’ll help you verify your current providers are in-network before enrollment.
A: Unlike medical insurance, you can typically enroll in dental and vision plans year-round. There are no restricted enrollment periods, making it easy to add coverage when you need it. Coverage often begins the first of the month following enrollment.
