Secure Your Healthcare Future with Medicare Supplement Insurance
Your Medicare coverage shouldn’t leave you with unexpected medical bills. At Broad River Insurance, we help Western North Carolina residents find the right Medicare Supplement (Medigap) plan to cover what Original Medicare doesn’t which includes copayments, coinsurance, and deductibles.
Key Features
Why Choose Medicare Supplement Insurance?
Your Medicare coverage shouldn’t leave you with unexpected medical bills. At Broad River Insurance, we help Western North Carolina residents find the right Medicare Supplement (Medigap) plan to cover what Original Medicare doesn’t which includes copayments, coinsurance, and deductibles.
- No Network Restrictions – See any doctor or specialist who accepts Medicare nationwide
- Guaranteed Renewable Coverage – Your plan can’t be cancelled as long as you pay premiums
- Predictable Healthcare Costs – Know exactly what you’ll pay with standardized plan benefits
- Travel with Confidence – Coverage follows you anywhere in the United States
- No Referrals Needed – See specialists without primary care physician approval
Frequently Asked Questions
A: If you enroll during your Open Enrollment Period, you cannot be denied coverage or charged more due to pre-existing conditions. Outside this period, insurers may use medical underwriting.
A: No, Medigap plans do not include prescription coverage. You’ll need a separate Medicare Part D plan for medications.
A: Yes, but outside your initial enrollment period, you may be subject to medical underwriting unless you qualify for guaranteed issue rights.
