All-In-One Medicare Coverage with Extra Benefits
Comprehensive Medicare Coverage Beyond Original Medicare.
Simplify your healthcare with Medicare Advantage plans that combine Part A, Part B, and often Part D prescription coverage. Get additional benefits like dental, vision, and hearing care all in one convenient plan.
Medicare Advantage plans (Part C) combine your hospital insurance (Part A), medical insurance (Part B), and often prescription drug coverage (Part D) into one convenient plan.
Key Features
- All-in-One Coverage – Hospital, medical, and usually prescription drugs in a single plan
- Extra Benefits – Dental, vision, hearing, and fitness programs often included at no additional cost
- Annual Out-of-Pocket Maximum – Financial protection with a yearly limit on your medical expenses
- Coordinated Care – Primary care physician manages your overall health needs
- $0 or Low Monthly Premiums – Many plans available with no premium beyond Medicare Part B
Frequently Asked Question
A: Medicare Advantage plans provide comprehensive coverage with predictable costs. Unlike Original Medicare, which covers only 80% of approved charges, Medicare Advantage plans have annual out-of-pocket maximums that protect you from catastrophic medical expenses. Many plans also include prescription coverage and extra benefits not available with Original Medicare.
A: Medicare Advantage plans offer several advantages: lower out-of-pocket costs, additional benefits like dental and vision, prescription drug coverage, coordinated care through provider networks, and wellness programs. These plans simplify your healthcare by combining multiple coverages into one plan with one card.
A: Most Medicare Advantage plans use provider networks (HMO or PPO). While this may mean changing doctors, our extensive network includes most healthcare providers in Western North Carolina. We’ll verify your doctors are in-network before you enroll, ensuring continuity of care.
A: Yes, all Medicare Advantage plans cover emergency and urgent care nationwide. PPO plans offer additional flexibility with out-of-network coverage. Some plans even include worldwide emergency coverage, giving you peace of mind when traveling.
A: You can enroll or make changes during:
- Initial Enrollment Period (3 months before to 3 months after turning 65)
- Annual Enrollment Period (October 15 – December 7)
- Medicare Advantage Open Enrollment (January 1 – March 31)
- Special Enrollment Periods for qualifying events
