All-In-One Medicare Coverage may include Additional Benefits
Comprehensive Medicare Coverage Beyond Original Medicare.
Simplify your healthcare with Medicare Advantage plans that combine Part A, Part B, and may include Part D prescription coverage.
Medicare Advantage plans (Part C) combine your hospital insurance (Part A), medical insurance (Part B), and may include prescription drug coverage (Part D) into one convenient plan.
Key Features
- All-in-One Coverage – Hospital, medical, and may include prescription drugs in a single plan
- Annual Out-of-Pocket Maximum – Financial protection with a yearly limit on your medical expenses
- Coordinated Care – Primary care physician manages your overall health needs
Frequently Asked Question
A: Medicare Advantage plans provide comprehensive coverage with predictable costs. Unlike Original Medicare, which covers only 80% of approved charges, Medicare Advantage plans have annual out-of-pocket maximums that protect you from catastrophic medical expenses. Some plans may also include prescription coverage and extra benefits not available with Original Medicare.
A: Medicare Advantage plans may offer additional benefits or prescription drug coverage. These plans simplify your healthcare by combining multiple coverages into one plan with one card.
A: Most Medicare Advantage plans use provider networks (HMO or PPO). While this may mean changing doctors, our extensive network includes most healthcare providers in Western North Carolina. We’ll verify your doctors are in-network before you enroll, ensuring continuity of care.
A: Yes, all Medicare Advantage plans cover emergency and urgent care nationwide. PPO plans offer additional flexibility with out-of-network coverage.
A: You can enroll or make changes during:
- Initial Enrollment Period (3 months before to 3 months after turning 65)
- Annual Enrollment Period (October 15 – December 7)
- Medicare Advantage Open Enrollment (January 1 – March 31)
- Special Enrollment Periods for qualifying events
