At Broad River Insurance, we often recommend HSA-eligible Bronze plans because they offer low monthly premiums and provide meaningful long-term benefits. With the recent passing of President Trump’s “Big Beautiful Bill”, more Bronze and Catastrophic plans now qualify as High Deductible Health Plans, making them eligible for Health Savings Accounts (HSAs) beginning in 2026.

Bronze plans already offer the lowest premiums among marketplace options while still covering all essential health benefits- from preventative care to emergency services. They are best suited for individuals or families who want solid protection against major medical events without overpaying for coverage they rarely use.

Pairing a Bronze plan with an HSA adds powerful financial advantages because HSA contributions are made pre-tax, grow tax-free, and can be withdrawn tax-free for qualified medical expenses. Plus, the balance rolls over year after year, allowing you to build a personal health savings fund that grows alongside you.

This combination offers both short-term relief and long-term peace of mind: lower premiums now, strong Catastrophic coverage when you need it, and a flexible savings tool for the future.

Ready to find the right fit?

Broad River can help you compare HSA-eligible Bronze plans and guide you through setting up your Health Savings Account. Contact us today to start building coverage that works for both your health and your wallet.