Nicholas Michalkow – Broad River Insurance

Broad River is an independent authorized agency licensed to sell and promote products from Blue Cross NC. The content contained in this site is maintained by Broad River. Blue Cross NC is an independent licensee of the Blue Cross and Blue Shield Association®, SM Registered marks of the Blue Cross and Blue Shield Association.

Broad River represents Medicare Advantage HMO, PPO, PFFS, and Prescription Drug Plan organizations that have a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment depends on the plan’s contract renewal. Enrollment in a plan may be limited to certain times of the year unless you qualify for a Special Enrollment Period or you are in your Medicare Initial Enrollment Period. Not all plans offer all of these benefits. Benefits may vary by carrier and location. Limitations and exclusions may apply. Every year, Medicare evaluates plans based on a 5-star rating system. This is a solicitation for insurance. We do not offer every plan available in your area. Currently we represent 0-12 organizations which offer 0-168 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options. Not affiliated with or endorsed by the Federal Medicare Program or Government Agency.

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End-of-Year HR Compliance Checklist: What Your Business Needs to Wrap Up

Medicare Annual Election Period Begins 10/1

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End-of-Year HR Compliance Checklist: What Your Business Needs to Wrap Up

Medicare Annual Election Period Begins 10/1

Services

Useful Links